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Some second mortgage loans may extend for as long as 15 or 20 years; others may require repayment in one year. You will need to discuss the repayment terms with the individual mortgage company and select one that offers terms that best suit your needs. For example, if you need to borrow $20,000 to make repairs on your home, you may not want a loan that requires you to repay the entire amount in one or two years because the monthly payments may be too high. Gate.com ...

NEW YORK (Reuters) - Auto parts maker Delphi Corp. said on Thursday it was increasing its credit facilities to help give it liquidity and flexibility to restructures in the face of federal probes into accounting, shrinking sales at key customers and rising commodity costs. Delphi said it intends to amend and upsize its existing $1.5 billion five-year revolving credit facility and put in place secured term loans, with the financing expected to close in early June. Wet- en Regelgeving...